Last October we signed up for the vision plan with Dash's work.  The cards came in the mail while we were gone.  I had them in my hand on minute and apparently they were trashed the next, because they disappeared.  Instead of looking at my paper work, I checked Cigna online.  I saw that the vision plan we had did not compute with what I thought I had signed up for.  I had a copay and an exam every 2 years.  That can't be correct, I signed up for no copay with exams and glasses every year?  What's going on?
I called cigna, who referred me to another company who referred me back to Cigna.  All confirming what I saw online, but stating that I did not have to have  a card for that.  Imagine my confusion, because I got a card and this was not the same plan I signed up to pay for. 
Finally, I decided to pull out the paper work from last fall.  Thankfully I still had that!  I pull out the vision page.  This is not Cigna, or the other company they referred me too, but this is the plan I thought I had.  Great, did Citi do something screwy and now I have a lesser vision plan for the same cost?  There's a website, I go online. 
Sure enough, we're member of this vision plan.  I check Cigna,  We're apparently members of their vision plan too!  So for the price of one, I have 2 vision plans to pick from for Cman, me, dash and N if need be.  I guess we're covered now!  :)
I would have never know this if I hadn't lost the cards in the first place.  Now, I'm wondering if we've had vision all along with our medical and I was just too stupid to realize it?  Looks that way.  Oh well, it's all in the past now, so I guess it doesn't really matter much anymore.
 
3 comments:
If you can find a way to use both plans, that would be cool.
Vision is the one part of our health plan that I really don't like. Ours is similar to your Cigna plan.
I can understand the confusion regarding the card. We don't have an official vision "insurance" card either. Seems weird.
I wonder what type of vision coverage we have? And how on earth do I take advantage of it...oh wait that would be assuming we had one.
Glad, sort of, you lost the cards.
Post a Comment